The Journey Planner is your roadmap to achieve personal finance success. It provides a structured pathway detailing where to begin and end when it comes to organising your money and finances. Ultimately it is a tool to motivate and assist you to achieve whatever financial goals you set for yourself.
Effectively, it provides the framework to complete your own financial “health-check”.
Over the many years I have worked within the financial industry and managed my own affairs, I never found a simple process to guide someone, no matter their level of financial knowledge, how to successfully manage their own money and finances. This is what the Journey Planner aims to achieve.
It was created and designed by the writer of this article (David Sanders) and is unique to masterMONEYsimply.
The purpose of the Journey Planner process is to encourage and assist you to conduct a review of your personal finances on your own; to be your own DIY advisor. Alongside it, I also offer private and group coaching to help those that prefer to be assisted, and motivated to complete the process. The Journey Planner and coaching guides you to make your own decisions, it is not intended as personal advice.
Alternatively, it can be used as a support tool when utilising the services of a financial advisor.
Completing the Journey Planner can help anyone achieve their personal financial goals.
There are 8 key elements or steps to the Journey Planner:
- Organising your paperwork and record keeping
- The Budget Planner
- Emergency Reserve
- Life & Protection Insurances
- Wills
- The “My Money Fact Finder”
- Pensions for retirement
- Savings and Investments
It is recommended for you to complete the whole 8 steps before making any active financial decisions. The decisions you make must be relevant to helping you achieve your personal financial goals.
The Journey Planner process should be completed at a minimum, once every year.
The benefits of working through the Journey Planner include, to:
- Protect your loved ones
- Reach your retirement dreams
- Save and grow your money
- Fund your children’s education
- Feel in complete financial control
- Become tax efficient and grow your wealth
- Become organised and motivated
- Plan and reach your personal financial goals
- Have a “birds-eye” view of all your finances
As already mentioned, you can complete the Journey Planner process on your own as a DIY financial planner, or request for personalised coaching to support you complete the process. You can use this link to start your journey with me.
I look forward to hearing about your progress completing the Journey Planner and sharing your stories.
To your personal and financial successes!